Olivia Harper

Target exchanges most items in store within the return window and Target.com orders by phone; opened games, movies and music swap only for the same title.

Target GiftCards never expire, work in stores and on Target.com, and you can check the balance online or by phone with the access number.

For Target purchases from November 1 to December 24, 2026, the return clock on electronics, Apple and most Target Plus items starts December 26.

Target's help pages list pay-over-time options such as Affirm, PayPal Pay in 4, Afterpay, Klarna, Sezzle and Zip, but no layaway program.

Target's military discount runs through Target Circle: verify your status once, then get member offers and a lower Target Circle 360 price.

Target sells Target Certified Refurbished, manufacturer refurbished and pre-owned products; its pages describe no separate open-box section.

Target holds most Order Pickup and Drive Up orders for three days, then cancels and refunds them; orders with fresh or frozen food go sooner.

If Target lowers its own price within 14 days of your purchase, you can ask for the difference; holiday buys get until December 24.

Target sells 2 or 3 year Allstate Protection Plans on most electronics and some furniture, bikes and baby gear, and you can add one within 30 days.

Target may give a paper rain check for an out-of-stock Weekly Ad item in store, good for 30 to 45 days depending on the state, never on Target.com.

Target runs a car seat trade-in event twice a year with a 20% off Target Circle bonus, plus in-store collections for electronics, hangers and plastic film.

Target takes back most unopened items within 90 days, owned brands for up to a year with a receipt, and electronics within 30 days or 14 for Apple.

Target ships free on $35 orders or with a Target Circle Card or Circle 360, charges $5.99 otherwise, and delivers same day for $9.99 or free for 360 members.

Most Target stores open at 7 or 8 a.m. and close at 10 or 11 p.m.; each store page on Target.com lists its own hours for the next two weeks.

Target's college student discount is a verified Target Circle status that cuts Circle 360 to $4.99 a month and opens member-only student deals.

Verified teachers get Target Circle deals and Circle 360 for $49 a year; Target lists no first responder status, and schools can ask stores for gift cards.

Nike, Samsung, Apple and Microsoft run US discounts for teachers, and Nike and Samsung also cover nurses, doctors and first responders after an ID check.

Costco and Home Depot say they will close on Thanksgiving, November 26, 2026; most other chains have not posted 2026 hours, so here is what they did in 2025.

TJ Maxx names no restock day; it says deliveries of thousands of items come several times a week, with no backup stock, and its site adds items almost daily.

Tractor Supply matches a qualifying competitor's lower price on an identical in-stock item bought within 30 days; marketplace sellers and clearance are out.

Trader Joe's accepts Apple Pay, Google Pay, Samsung Pay, credit and debit cards, cash, EBT, checks up to $150 and its own physical gift cards.

Ulta Beauty Rewards is free, earns 1 point per $1, and turns 100 to 2,000 points into $3 to $125 off; Platinum starts at $500 a year.

Ulta coupons do not stack with each other, online orders take one code, and many prestige brands are excluded, but rewards points can be added.

Ulta refunds most new or gently used products returned within 30 days and gives merchandise credit from day 31 to day 60; ID is required.